Village Capital & Investment in Louisiana vs the state
23.4%Denial rate+1.26 pts vs state
31.4%Decision denial rate+3.29 pts vs state
29.2%Origination rate-22.82 pts vs state
5.88%Median rate-0.75 pts vs state
—Rate spread (pts)
$80kMedian applicant income
158Loans originated
127Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 278 | 51 | 17.6% | 6.25% | #82 |
| 2024 | 543 | 146 | 16.4% | 6.00% | #49 |
| 2025 | 542 | 158 | 23.4% | 5.88% | #53 |
What Village Capital & Investment lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 58 | 19 | 15 | 25.9% |
| Livingston Parish | 40 | 14 | 9 | 22.5% |
| Caddo Parish | 38 | 14 | 8 | 21.1% |
| Jefferson Parish | 35 | 10 | 7 | 20.0% |
| Lafayette Parish | 30 | 5 | 7 | 23.3% |
| Orleans Parish | 29 | 3 | 12 | 41.4% |
| Ascension Parish | 29 | 10 | 11 | 37.9% |
| Bossier Parish | 28 | 9 | 5 | 17.9% |
| Calcasieu Parish | 26 | 7 | 5 | 19.2% |
| St. Tammany Parish | 26 | 4 | 7 | 26.9% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 542 applications in 2025, of which 158 were originated and 127 denied.
23.4% of all applications, or 31.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Village Capital & Investment originated in Louisiana in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology