First Horizon Bank in Louisiana vs the state
19.1%Denial rate-3.04 pts vs state
22.0%Decision denial rate-6.13 pts vs state
65.5%Origination rate+13.54 pts vs state
6.63%Median rate0.00 pts vs state
0.16Rate spread (pts)-0.20 pts vs state
$115kMedian applicant income
1,305Loans originated
381Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,254 | 1,345 | 28.1% | 5.88% | #12 |
| 2024 | 1,608 | 988 | 25.6% | 6.88% | #20 |
| 2025 | 1,992 | 1,305 | 19.1% | 6.63% | #17 |
What First Horizon Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most First Horizon Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 480 | 335 | 53 | 11.0% |
| Jefferson Parish | 293 | 198 | 40 | 13.7% |
| Lafayette Parish | 282 | 169 | 80 | 28.4% |
| East Baton Rouge Parish | 180 | 135 | 21 | 11.7% |
| St. Tammany Parish | 146 | 108 | 18 | 12.3% |
| Calcasieu Parish | 137 | 66 | 47 | 34.3% |
| Iberia Parish | 73 | 42 | 20 | 27.4% |
| St. Mary Parish | 60 | 38 | 18 | 30.0% |
| Ouachita Parish | 52 | 32 | 15 | 28.8% |
| St. Martin Parish | 28 | 19 | 7 | 25.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 1,992 applications in 2025, of which 1,305 were originated and 381 denied.
19.1% of all applications, or 22.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans First Horizon Bank originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First Horizon Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology