Guaranteed Rate in Louisiana vs the state
13.0%Denial rate-9.18 pts vs state
24.5%Decision denial rate-3.68 pts vs state
38.7%Origination rate-13.27 pts vs state
6.59%Median rate-0.04 pts vs state
0.40Rate spread (pts)+0.04 pts vs state
$87kMedian applicant income
137Loans originated
46Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 469 | 195 | 7.9% | 6.60% | #52 |
| 2024 | 303 | 162 | 15.5% | 6.75% | #77 |
| 2025 | 354 | 137 | 13.0% | 6.59% | #79 |
What Guaranteed Rate lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Guaranteed Rate applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Tammany Parish | 57 | 28 | 5 | 8.8% |
| Jefferson Parish | 43 | 20 | 5 | 11.6% |
| East Baton Rouge Parish | 42 | 17 | 6 | 14.3% |
| Orleans Parish | 39 | 11 | 1 | 2.6% |
| Caddo Parish | 30 | 12 | 8 | 26.7% |
| Bossier Parish | 21 | 7 | 3 | 14.3% |
| Livingston Parish | 11 | 4 | 0 | 0.0% |
| Ascension Parish | 10 | 4 | 1 | 10.0% |
| De Soto Parish | 9 | 4 | 2 | 22.2% |
| Calcasieu Parish | 9 | 1 | 1 | 11.1% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 354 applications in 2025, of which 137 were originated and 46 denied.
13.0% of all applications, or 24.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Guaranteed Rate originated in Louisiana in 2025 was 6.59%, against a statewide median of 6.63%.
About this data. Figures are Guaranteed Rate's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology