Clearpath Lending in Louisiana vs the state
9.4%Denial rate-12.74 pts vs state
11.9%Decision denial rate-16.25 pts vs state
69.8%Origination rate+17.84 pts vs state
5.75%Median rate-0.88 pts vs state
-0.68Rate spread (pts)-1.04 pts vs state
$87kMedian applicant income
37Loans originated
5Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 17 | 29.0% | 6.00% | #286 |
| 2024 | 54 | 33 | 16.7% | 5.75% | #230 |
| 2025 | 53 | 37 | 9.4% | 5.75% | #246 |
What Clearpath Lending lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson Parish | 7 | 6 | 1 | 14.3% |
| Caddo Parish | 7 | 6 | 0 | 0.0% |
| Lafayette Parish | 5 | 4 | 1 | 20.0% |
| Rapides Parish | 4 | 2 | 1 | 25.0% |
| Calcasieu Parish | 4 | 2 | 1 | 25.0% |
| Ouachita Parish | 3 | 2 | 0 | 0.0% |
| St. Tammany Parish | 3 | 3 | 0 | 0.0% |
| Livingston Parish | 2 | 1 | 0 | 0.0% |
| Lincoln Parish | 2 | 0 | 0 | 0.0% |
| Ascension Parish | 2 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 53 applications in 2025, of which 37 were originated and 5 denied.
9.4% of all applications, or 11.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Clearpath Lending originated in Louisiana in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology