Synergy Bank in Louisiana vs the state
4.9%Denial rate-17.28 pts vs state
5.3%Decision denial rate-22.90 pts vs state
83.9%Origination rate+31.89 pts vs state
—Median rate
—Rate spread (pts)
$119kMedian applicant income
343Loans originated
20Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 262 | 231 | 3.1% | — | #85 |
| 2024 | 366 | 294 | 5.7% | — | #65 |
| 2025 | 409 | 343 | 4.9% | — | #68 |
What Synergy Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Synergy Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Terrebonne Parish | 153 | 133 | 6 | 3.9% |
| East Baton Rouge Parish | 91 | 80 | 0 | 0.0% |
| Lafourche Parish | 56 | 49 | 2 | 3.6% |
| Pointe Coupee Parish | 52 | 34 | 8 | 15.4% |
| Livingston Parish | 16 | 16 | 0 | 0.0% |
| Orleans Parish | 7 | 5 | 0 | 0.0% |
| Ascension Parish | 4 | 1 | 2 | 50.0% |
| St. Mary Parish | 4 | 4 | 0 | 0.0% |
| Assumption Parish | 4 | 3 | 0 | 0.0% |
| West Feliciana Parish | 4 | 3 | 1 | 25.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 409 applications in 2025, of which 343 were originated and 20 denied.
4.9% of all applications, or 5.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Synergy Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology