Royal United Mortgage in Louisiana vs the state
35.0%Denial rate+12.86 pts vs state
40.3%Decision denial rate+12.11 pts vs state
48.6%Origination rate-3.38 pts vs state
6.75%Median rate+0.13 pts vs state
1.04Rate spread (pts)+0.68 pts vs state
$49kMedian applicant income
86Loans originated
62Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 83 | 40.4% | 7.00% | #110 |
| 2024 | 211 | 112 | 36.0% | 6.88% | #101 |
| 2025 | 177 | 86 | 35.0% | 6.75% | #132 |
What Royal United Mortgage lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Royal United Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 16 | 8 | 4 | 25.0% |
| Jefferson Parish | 14 | 6 | 6 | 42.9% |
| Orleans Parish | 12 | 4 | 6 | 50.0% |
| St. Tammany Parish | 9 | 4 | 1 | 11.1% |
| Rapides Parish | 8 | 2 | 5 | 62.5% |
| Caddo Parish | 8 | 7 | 1 | 12.5% |
| Lafayette Parish | 8 | 3 | 3 | 37.5% |
| Terrebonne Parish | 7 | 4 | 1 | 14.3% |
| Calcasieu Parish | 7 | 1 | 5 | 71.4% |
| Bossier Parish | 7 | 4 | 2 | 28.6% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 177 applications in 2025, of which 86 were originated and 62 denied.
35.0% of all applications, or 40.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Royal United Mortgage originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Royal United Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology