Cornhusker Bank · Nebraska · 2025

Cornhusker Bank in Nebraska: approval rate, denial rate and rates (2025)

Cornhusker Bank took 478 mortgage applications in Nebraska in 2025, ranking #37 of 565 lenders active in the state. It originated 86.2% of them and denied 5.0% (5.4% of the applications it decided), against a statewide denial rate of 12.5%.

478Applicationsin NE
5.4%Decision denial ratestate 15.1%
Median ratestate 6.63%
$205,000Median loanstate $185,000
$126MVolume19 counties

Cornhusker Bank in Nebraska vs the state

5.0%Denial rate-7.51 pts vs state
5.4%Decision denial rate-9.77 pts vs state
86.2%Origination rate+18.91 pts vs state
Median rate
Rate spread (pts)
$126kMedian applicant income
412Loans originated
24Denied

Trend in Nebraska

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233873194.1%7.13%#34
20244103534.4%6.88%#39
20254784125.0%#37

What Cornhusker Bank lends in Nebraska

By loan purpose

Home purchase 228 48% · 1.3% denied
Refinance 138 29% · 2.2% denied
Cash-out refinance 12 3% · 8.3% denied
Home improvement 73 15% · 17.8% denied
Other / HELOC 27 6% · 14.8% denied

By loan type

Conventional 477 100% · 5.0% denied
VA 1 0% · 0.0% denied

Where in Nebraska

Counties with the most Cornhusker Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lancaster County 38533816 4.2%
Douglas County 33270 0.0%
Sarpy County 17142 11.8%
Saunders County 11100 0.0%
Otoe County 742 28.6%
Seward County 540 0.0%
Cass County 440 0.0%
Gage County 330 0.0%
Jefferson County 202 100.0%
Dodge County 202 100.0%

Other large lenders in Nebraska

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,38417.6%6.75%
Pinnacle BankB 3,3714.3%6.95%
First National Bank of OmahaC 2,90219.6%7.00%
Charter West BankC 2,2586.6%6.50%
U.S. BankD 2,16332.9%6.99%
Veridian Credit UnionB 2,0519.8%6.49%
West Gate BankA 2,0405.0%6.50%
CentrisB 2,00216.3%6.25%
Union Bank and TrustB 1,83510.0%6.50%
Mortgage Research CenterC 1,65112.5%6.25%

Frequently asked questions

Nebraska: 478 applications in 2025, of which 412 were originated and 24 denied.

5.0% of all applications, or 5.4% of the applications it actually decided on. The Nebraska statewide average across all lenders was 12.5%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Cornhusker Bank's own HMDA filing for properties located in Nebraska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology