Lakeview Loan Servicing · New Mexico · 2025

Lakeview Loan Servicing in New Mexico: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 465 mortgage applications in New Mexico in 2025, ranking #40 of 599 lenders active in the state. It originated 38.7% of them and denied 37.6% (42.0% of the applications it decided), against a statewide denial rate of 18.6%.

465Applicationsin NM
42.0%Decision denial ratestate 24.7%
6.43%Median ratestate 6.63%
$255,000Median loanstate $205,000
$44MVolume25 counties

Lakeview Loan Servicing in New Mexico vs the state

37.6%Denial rate+19.03 pts vs state
42.0%Decision denial rate+17.31 pts vs state
38.7%Origination rate-14.63 pts vs state
6.43%Median rate-0.19 pts vs state
0.28Rate spread (pts)-0.10 pts vs state
$101kMedian applicant income
180Loans originated
175Denied

Trend in New Mexico

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231864159.1%6.13%#76
20243569244.7%6.25%#49
202546518037.6%6.43%#40

What Lakeview Loan Servicing lends in New Mexico

By loan purpose

Home purchase 13 3% · 30.8% denied
Refinance 222 48% · 34.7% denied
Cash-out refinance 114 25% · 39.5% denied
Other / HELOC 116 25% · 42.2% denied

By loan type

Conventional 206 44% · 42.2% denied
FHA 171 37% · 35.7% denied
VA 88 19% · 30.7% denied

Why it denied New Mexico applicants

Incomplete application 119 68%
Debt-to-income ratio 19 11%
Credit history 19 11%
Other 10 6%
Collateral 6 3%
Employment history 2 1%

Where in New Mexico

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bernalillo County 1757459 33.7%
Sandoval County 723022 30.6%
Doña Ana County 391412 30.8%
Santa Fe County 261110 38.5%
Valencia County 2499 37.5%
Curry County 21810 47.6%
Chaves County 2098 40.0%
San Juan County 1556 40.0%
Eddy County 1137 63.6%
Lincoln County 943 33.3%

Other large lenders in New Mexico

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 4,44020.5%6.75%
21st MortgageF 3,99245.5%9.60%
United Shore Financial ServicesB 3,25112.8%6.13%
Guild MortgageA 3,1864.3%6.63%
NusendaD 2,96213.7%8.00%
Waterstone MortgageC 2,7403.2%6.88%
Vanderbilt Mortgage and FinanceF 2,08546.4%9.99%
Sunward Federal Credit UnionB 1,7659.1%6.50%
Mortgage Research CenterC 1,68315.9%6.25%
Primary Residential MortgageC 1,4974.9%6.63%

Frequently asked questions

New Mexico: 465 applications in 2025, of which 180 were originated and 175 denied.

37.6% of all applications, or 42.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.

The median rate on loans Lakeview Loan Servicing originated in New Mexico in 2025 was 6.43%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology