Amerihome Mortgage Company in New Mexico vs the state
7.1%Denial rate-11.54 pts vs state
13.0%Decision denial rate-11.62 pts vs state
47.1%Origination rate-6.28 pts vs state
6.38%Median rate-0.25 pts vs state
0.42Rate spread (pts)+0.04 pts vs state
$80kMedian applicant income
40Loans originated
6Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 5 | 18.5% | 6.63% | #160 |
| 2024 | 66 | 25 | 9.1% | 6.63% | #117 |
| 2025 | 85 | 40 | 7.1% | 6.38% | #109 |
What Amerihome Mortgage Company lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bernalillo County | 34 | 17 | 0 | 0.0% |
| Lea County | 11 | 5 | 1 | 9.1% |
| Sandoval County | 9 | 4 | 2 | 22.2% |
| Doña Ana County | 8 | 4 | 0 | 0.0% |
| Eddy County | 8 | 4 | 2 | 25.0% |
| Santa Fe County | 3 | 2 | 0 | 0.0% |
| Chaves County | 3 | 1 | 0 | 0.0% |
| San Juan County | 3 | 1 | 0 | 0.0% |
| Curry County | 2 | 0 | 0 | 0.0% |
| Valencia County | 1 | 0 | 0 | 0.0% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 85 applications in 2025, of which 40 were originated and 6 denied.
7.1% of all applications, or 13.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Amerihome Mortgage Company originated in New Mexico in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology