Bpl Mortgage Trust in Oklahoma vs the state
8.9%Denial rate-9.05 pts vs state
9.8%Decision denial rate-13.03 pts vs state
71.9%Origination rate+15.82 pts vs state
7.50%Median rate+0.88 pts vs state
—Rate spread (pts)
—Median applicant income
146Loans originated
18Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 98 | 75 | 9.2% | 8.19% | #169 |
| 2024 | 185 | 150 | 3.2% | 7.38% | #119 |
| 2025 | 203 | 146 | 8.9% | 7.50% | #124 |
What Bpl Mortgage Trust lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Bpl Mortgage Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 98 | 71 | 9 | 9.2% |
| Tulsa County | 37 | 28 | 3 | 8.1% |
| Comanche County | 27 | 22 | 0 | 0.0% |
| Cleveland County | 5 | 4 | 1 | 20.0% |
| Logan County | 4 | 0 | 0 | 0.0% |
| Okmulgee County | 4 | 4 | 0 | 0.0% |
| Canadian County | 4 | 4 | 0 | 0.0% |
| Rogers County | 3 | 1 | 2 | 66.7% |
| Wagoner County | 3 | 2 | 0 | 0.0% |
| Pottawatomie County | 3 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 203 applications in 2025, of which 146 were originated and 18 denied.
8.9% of all applications, or 9.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Bpl Mortgage Trust originated in Oklahoma in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Bpl Mortgage Trust's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology