Village Capital & Investment in Oklahoma vs the state
17.7%Denial rate-0.26 pts vs state
24.0%Decision denial rate+1.12 pts vs state
33.3%Origination rate-22.83 pts vs state
5.75%Median rate-0.88 pts vs state
—Rate spread (pts)
$73kMedian applicant income
179Loans originated
95Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 282 | 68 | 24.1% | 6.25% | #90 |
| 2024 | 508 | 162 | 12.0% | 5.75% | #58 |
| 2025 | 538 | 179 | 17.7% | 5.75% | #60 |
What Village Capital & Investment lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Village Capital & Investment applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 96 | 32 | 21 | 21.9% |
| Tulsa County | 66 | 17 | 13 | 19.7% |
| Comanche County | 48 | 19 | 6 | 12.5% |
| Cleveland County | 45 | 16 | 7 | 15.6% |
| Canadian County | 43 | 20 | 4 | 9.3% |
| Wagoner County | 20 | 7 | 2 | 10.0% |
| Grady County | 17 | 6 | 2 | 11.8% |
| Rogers County | 15 | 3 | 1 | 6.7% |
| Pottawatomie County | 12 | 4 | 0 | 0.0% |
| Payne County | 11 | 1 | 5 | 45.5% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 538 applications in 2025, of which 179 were originated and 95 denied.
17.7% of all applications, or 24.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Village Capital & Investment originated in Oklahoma in 2025 was 5.75%, against a statewide median of 6.63%.
About this data. Figures are Village Capital & Investment's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology