GoodLeap in Oklahoma vs the state
26.6%Denial rate+8.65 pts vs state
31.8%Decision denial rate+8.95 pts vs state
45.7%Origination rate-10.37 pts vs state
6.63%Median rate0.00 pts vs state
0.26Rate spread (pts)-0.09 pts vs state
$75kMedian applicant income
241Loans originated
140Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 320 | 148 | 23.1% | 5.75% | #82 |
| 2024 | 359 | 159 | 27.3% | 5.99% | #75 |
| 2025 | 527 | 241 | 26.6% | 6.63% | #62 |
What GoodLeap lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most GoodLeap applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 112 | 56 | 30 | 26.8% |
| Oklahoma County | 104 | 52 | 24 | 23.1% |
| Comanche County | 42 | 22 | 5 | 11.9% |
| Cleveland County | 40 | 17 | 11 | 27.5% |
| Rogers County | 22 | 11 | 3 | 13.6% |
| Canadian County | 19 | 7 | 8 | 42.1% |
| Creek County | 16 | 4 | 5 | 31.3% |
| Muskogee County | 12 | 6 | 4 | 33.3% |
| Pottawatomie County | 12 | 4 | 5 | 41.7% |
| Wagoner County | 11 | 4 | 3 | 27.3% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 527 applications in 2025, of which 241 were originated and 140 denied.
26.6% of all applications, or 31.8% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans GoodLeap originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are GoodLeap's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology