Carrington Mortgage Services in Oklahoma vs the state
44.0%Denial rate+26.04 pts vs state
53.9%Decision denial rate+31.01 pts vs state
29.1%Origination rate-26.99 pts vs state
6.63%Median rate0.00 pts vs state
0.74Rate spread (pts)+0.39 pts vs state
$84kMedian applicant income
253Loans originated
382Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 479 | 129 | 48.6% | 6.63% | #59 |
| 2024 | 625 | 177 | 46.9% | 6.63% | #48 |
| 2025 | 869 | 253 | 44.0% | 6.63% | #38 |
What Carrington Mortgage Services lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 150 | 44 | 68 | 45.3% |
| Tulsa County | 138 | 32 | 65 | 47.1% |
| Cleveland County | 72 | 20 | 30 | 41.7% |
| Canadian County | 45 | 17 | 18 | 40.0% |
| Comanche County | 31 | 10 | 16 | 51.6% |
| Wagoner County | 28 | 9 | 12 | 42.9% |
| Logan County | 24 | 8 | 9 | 37.5% |
| Washington County | 21 | 5 | 11 | 52.4% |
| Pottawatomie County | 21 | 8 | 10 | 47.6% |
| Rogers County | 21 | 7 | 11 | 52.4% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 869 applications in 2025, of which 253 were originated and 382 denied.
44.0% of all applications, or 53.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Carrington Mortgage Services originated in Oklahoma in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology