The Loan Store in Oklahoma vs the state
9.2%Denial rate-8.74 pts vs state
10.9%Decision denial rate-12.01 pts vs state
66.2%Origination rate+10.08 pts vs state
6.88%Median rate+0.25 pts vs state
0.54Rate spread (pts)+0.19 pts vs state
$136kMedian applicant income
137Loans originated
19Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 6 | 8.3% | 8.06% | #362 |
| 2024 | 123 | 87 | 7.3% | 6.88% | #157 |
| 2025 | 207 | 137 | 9.2% | 6.88% | #122 |
What The Loan Store lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 53 | 33 | 4 | 7.5% |
| Cleveland County | 28 | 18 | 3 | 10.7% |
| Tulsa County | 26 | 17 | 4 | 15.4% |
| Canadian County | 21 | 14 | 0 | 0.0% |
| McCurtain County | 12 | 8 | 2 | 16.7% |
| Wagoner County | 8 | 7 | 0 | 0.0% |
| Grady County | 6 | 4 | 0 | 0.0% |
| Le Flore County | 6 | 4 | 1 | 16.7% |
| Washington County | 5 | 4 | 1 | 20.0% |
| Creek County | 5 | 4 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 207 applications in 2025, of which 137 were originated and 19 denied.
9.2% of all applications, or 10.9% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans The Loan Store originated in Oklahoma in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology