Lendage in Oklahoma vs the state
11.5%Denial rate-6.40 pts vs state
12.5%Decision denial rate-10.37 pts vs state
74.2%Origination rate+18.09 pts vs state
11.25%Median rate+4.63 pts vs state
5.20Rate spread (pts)+4.85 pts vs state
$104kMedian applicant income
161Loans originated
25Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 54 | 15.8% | 13.13% | #188 |
| 2024 | 93 | 65 | 7.5% | 12.75% | #182 |
| 2025 | 217 | 161 | 11.5% | 11.25% | #120 |
What Lendage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Lendage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 47 | 36 | 4 | 8.5% |
| Tulsa County | 40 | 31 | 4 | 10.0% |
| Cleveland County | 19 | 14 | 3 | 15.8% |
| Canadian County | 16 | 14 | 1 | 6.3% |
| Wagoner County | 10 | 10 | 0 | 0.0% |
| Rogers County | 9 | 6 | 0 | 0.0% |
| Grady County | 6 | 2 | 0 | 0.0% |
| Comanche County | 6 | 4 | 1 | 16.7% |
| Pottawatomie County | 5 | 4 | 1 | 20.0% |
| Sequoyah County | 4 | 3 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 217 applications in 2025, of which 161 were originated and 25 denied.
11.5% of all applications, or 12.5% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Lendage originated in Oklahoma in 2025 was 11.25%, against a statewide median of 6.63%.
About this data. Figures are Lendage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology