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Top home equity lenders in Indiana (2025)

Open-end home equity lines of credit. Denial rates run far higher on HELOCs than on purchase mortgages, so compare these lenders only with each other.

286kApplications in IN
20.1%State decision denial rate
6.75%State median rate
Top-rated mortgage lenders Best approval odds Lowest median interest rates Largest mortgage lenders by volume Top FHA lenders Top VA lenders Top refinance lenders Top home equity lenders
Indiana ▾
United States Alabama592 Alaska140 Arizona630 Arkansas426 California819 Colorado629 Delaware333 District of Columbia255 Florida1132 Georgia782 Guam3 Hawaii198 Idaho344 Illinois778 Indiana651 Iowa435 Kansas425 Kentucky498 Louisiana435 Maine294 Maryland548 Massachusetts535 Michigan610 Minnesota552 Mississippi356 Missouri607 Montana242 Nebraska315 Nevada380 New Hampshire335 New Jersey618 New Mexico318 New York526 North Carolina765 North Dakota164 Ohio726 Oklahoma504 Oregon444 Pennsylvania798 Puerto Rico60 Rhode Island255 South Carolina661 South Dakota179 Tennessee755 Texas1101 Utah345 Vermont155 Virginia662 Washington539 West Virginia331 Wisconsin593 Wyoming197
#LenderGradeHELOC applicationsApplicationsDenial rateMedian rate
1 Fifth Third BankCincinnati, OH D 1,845 8,693 27.6% 7.75%
2 First Merchants BankMuncie, IN C 1,488 5,114 19.9% 6.76%
3 Coastal Community BankEverett, WA C 1,303 2,269 1.9% 10.99%
4 PNC BankWilmington, DE D 1,181 4,724 25.1% 7.55%
5 Everwise Credit UnionSouth Bend, IN C 1,164 3,448 18.2% 7.50%
6 Figure LendingCharlotte, NC C 1,143 1,623 27.6% 10.35%
7 Centra Credit UnionColumbus, IN A 1,135 2,991 7.8% 5.63%
8 First Financial BankCincinnati, OH D 1,002 4,270 24.3% 5.99%
9 Spring EqConshohocken, PA D 1,001 1,652 44.2% 9.88%
10 Lake City BankWarsaw, IN B 954 2,361 11.7% 7.75%
11 Loandepot.ComIrvine, CA D 941 3,137 26.2% 6.99%
12 The Huntington National BankColumbus, OH D 903 4,584 30.2% 7.84%
13 Discover BankGreenwood, DE F 822 1,629 53.3% 8.95%
14 Old National BankEvansville, IN B 802 4,179 21.0% 6.24%
15 Nationstar MortgageCoppell, TX C 800 2,095 14.5% 7.88%
16 ForumFishers, IN C 705 2,147 13.3% 7.25%
17 Profed Credit UnionFort Wayne, IN C 683 1,116 22.9% 7.25%
18 Sofi BankCottonwood Heights, UT D 664 1,186 7.0% 7.54%
19 U.S. BankCincinnati, OH D 662 1,995 44.8% 7.06%
20 1st Source BankSouth Bend, IN B 607 2,510 18.0% 7.50%
21 Indiana Members Credit UnionIndianapolis, IN B 531 3,464 12.2% 6.25%
22 BMO BankChicago, IL F 496 1,928 28.9% 8.48%
23 Regions BankBirmingham, AL C 493 2,203 35.5% 5.88%
24 Three Rivers Federal Credit UnionFort Wayne, IN C 476 3,305 14.6% 7.00%
25 Broker SolutionsTustin, CA D 433 3,246 10.4% 6.99%
26 German American BankJasper, IN A 425 2,736 16.4% 6.88%
27 Rocket MortgagePlymouth, MI C 424 13,503 18.6% 6.75%
28 Navy Federal Credit UnionVienna, VA D 404 1,842 20.0% 6.75%
29 JPMorgan Chase BankColumbus, OH B 403 4,366 9.8% 6.50%
30 PurdueWest Lafayette, IN B 384 1,426 13.0% 7.00%
31 Crosscountry MortgageCleveland, OH B 329 3,461 4.2% 6.63%
32 Horizon BankMichigan City, IN A 319 2,853 20.9% 6.00%
33 Mm LendingBardstown, KY B 296 296 0.0% 12.00%
34 Better MortgageNew York, NY F 293 730 26.2% 7.25%
35 Centier BankWhiting, IN C 287 2,793 19.3% 8.50%
36 LendageSan Mateo, CA B 282 451 7.1% 11.38%
37 Bank of AmericaCharlotte, NC F 280 1,235 36.3% 5.99%
38 Security Federal Savings BankLogansport, IN B 267 523 7.1% 6.56%
39 First Farmers Bank & TrustConverse, IN C 264 1,222 16.7% 7.25%
40 Interra Credit UnionGoshen, IN C 263 1,467 19.6% 7.50%
41 Notre Dame Federal Credit UnionSouth Bend, IN B 262 1,541 17.4% 7.25%
42 Citizens BankProvidence, RI C 247 676 28.4% 7.90%
43 RCN CapitalSouth Windsor, CT D 246 467 42.8% 7.76%
44 First Financial BankTerre Haute, IN C 230 1,511 23.4% 6.75%
45 SOLIDARITY COMMUNITY Federal Credit UnionKokomo, IN C 205 317 18.6% 7.50%
46 Jackson County BankSeymour, IN B 201 900 10.8% 6.49%
47 TECH Credit UnionCrown Point, IN D 198 887 17.8% 7.24%
48 Elements Financial Federal Credit UnionIndianapolis, IN B 177 1,640 10.7% 6.25%
49 Northwest BankWarren, PA B 171 687 19.4% 6.13%
50 Heritage Federal Credit UnionNewburgh, IN D 167 777 18.8% 7.13%

How this list is built

Ordered by the number of applications of this type received in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.