Mm Lending in Indiana vs the state
0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
100.0%Origination rate+37.75 pts vs state
12.00%Median rate+5.25 pts vs state
5.75Rate spread (pts)+5.38 pts vs state
—Median applicant income
296Loans originated
0Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 224 | 224 | 0.0% | 12.00% | #166 |
| 2024 | 260 | 260 | 0.0% | 12.00% | #162 |
| 2025 | 296 | 296 | 0.0% | 12.00% | #160 |
What Mm Lending lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most Mm Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 112 | 112 | 0 | 0.0% |
| Madison County | 40 | 40 | 0 | 0.0% |
| Clark County | 33 | 33 | 0 | 0.0% |
| Floyd County | 29 | 29 | 0 | 0.0% |
| Johnson County | 17 | 17 | 0 | 0.0% |
| Delaware County | 15 | 15 | 0 | 0.0% |
| Hendricks County | 9 | 9 | 0 | 0.0% |
| Lake County | 8 | 8 | 0 | 0.0% |
| Scott County | 5 | 5 | 0 | 0.0% |
| Morgan County | 4 | 4 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 296 applications in 2025, of which 296 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Mm Lending originated in Indiana in 2025 was 12.00%, against a statewide median of 6.75%.
About this data. Figures are Mm Lending's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology