SOLIDARITY COMMUNITY Federal Credit Union in Indiana vs the state
18.6%Denial rate+2.04 pts vs state
22.8%Decision denial rate+2.64 pts vs state
60.9%Origination rate-1.37 pts vs state
7.50%Median rate+0.75 pts vs state
0.31Rate spread (pts)-0.06 pts vs state
$78kMedian applicant income
193Loans originated
59Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 306 | 218 | 13.7% | 7.00% | #139 |
| 2024 | 246 | 156 | 12.6% | 9.50% | #167 |
| 2025 | 317 | 193 | 18.6% | 7.50% | #156 |
What SOLIDARITY COMMUNITY Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most SOLIDARITY COMMUNITY Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Howard County | 239 | 149 | 46 | 19.2% |
| Miami County | 18 | 7 | 3 | 16.7% |
| Tipton County | 16 | 10 | 4 | 25.0% |
| Hamilton County | 11 | 7 | 0 | 0.0% |
| Cass County | 10 | 8 | 2 | 20.0% |
| Grant County | 6 | 3 | 1 | 16.7% |
| Marion County | 5 | 3 | 0 | 0.0% |
| White County | 4 | 0 | 3 | 75.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| Tippecanoe County | 2 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 317 applications in 2025, of which 193 were originated and 59 denied.
18.6% of all applications, or 22.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans SOLIDARITY COMMUNITY Federal Credit Union originated in Indiana in 2025 was 7.50%, against a statewide median of 6.75%.
About this data. Figures are SOLIDARITY COMMUNITY Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology