Regions Bank in Indiana vs the state
35.5%Denial rate+18.88 pts vs state
39.4%Decision denial rate+19.24 pts vs state
48.6%Origination rate-13.63 pts vs state
5.88%Median rate-0.88 pts vs state
-0.22Rate spread (pts)-0.59 pts vs state
$79kMedian applicant income
1,071Loans originated
781Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,372 | 1,144 | 35.8% | 8.00% | #25 |
| 2024 | 2,045 | 968 | 37.8% | 6.99% | #37 |
| 2025 | 2,203 | 1,071 | 35.5% | 5.88% | #37 |
What Regions Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Regions Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 559 | 256 | 214 | 38.3% |
| Hamilton County | 229 | 131 | 61 | 26.6% |
| Tippecanoe County | 186 | 91 | 52 | 28.0% |
| Clinton County | 136 | 76 | 43 | 31.6% |
| Knox County | 101 | 58 | 30 | 29.7% |
| Grant County | 86 | 42 | 34 | 39.5% |
| Johnson County | 73 | 39 | 20 | 27.4% |
| Morgan County | 63 | 33 | 19 | 30.2% |
| Carroll County | 61 | 32 | 23 | 37.7% |
| Hendricks County | 56 | 26 | 25 | 44.6% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 2,203 applications in 2025, of which 1,071 were originated and 781 denied.
35.5% of all applications, or 39.4% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Regions Bank originated in Indiana in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are Regions Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology