Old National Bank in Indiana vs the state
21.0%Denial rate+4.39 pts vs state
23.7%Decision denial rate+3.60 pts vs state
65.7%Origination rate+3.46 pts vs state
6.24%Median rate-0.51 pts vs state
-0.39Rate spread (pts)-0.76 pts vs state
$84kMedian applicant income
2,746Loans originated
876Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,282 | 2,764 | 26.8% | 6.38% | #9 |
| 2024 | 4,189 | 2,658 | 26.4% | 6.75% | #11 |
| 2025 | 4,179 | 2,746 | 21.0% | 6.24% | #14 |
What Old National Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 640 | 425 | 129 | 20.2% |
| Vanderburgh County | 404 | 279 | 73 | 18.1% |
| Lake County | 398 | 208 | 135 | 33.9% |
| Hamilton County | 235 | 152 | 43 | 18.3% |
| Allen County | 223 | 161 | 39 | 17.5% |
| Tippecanoe County | 202 | 152 | 34 | 16.8% |
| Vigo County | 179 | 111 | 43 | 24.0% |
| Monroe County | 152 | 113 | 23 | 15.1% |
| Warrick County | 147 | 103 | 24 | 16.3% |
| Delaware County | 123 | 89 | 16 | 13.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 4,179 applications in 2025, of which 2,746 were originated and 876 denied.
21.0% of all applications, or 23.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Old National Bank originated in Indiana in 2025 was 6.24%, against a statewide median of 6.75%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology