Coastal Community Bank in Indiana vs the state
1.9%Denial rate-14.67 pts vs state
2.5%Decision denial rate-17.62 pts vs state
28.7%Origination rate-33.56 pts vs state
10.99%Median rate+4.24 pts vs state
3.79Rate spread (pts)+3.42 pts vs state
$109kMedian applicant income
651Loans originated
43Denied
What Coastal Community Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 297 | 87 | 5 | 1.7% |
| Lake County | 242 | 71 | 5 | 2.1% |
| Hamilton County | 153 | 31 | 4 | 2.6% |
| Allen County | 120 | 41 | 1 | 0.8% |
| St. Joseph County | 97 | 20 | 0 | 0.0% |
| Hendricks County | 93 | 24 | 2 | 2.2% |
| Johnson County | 89 | 22 | 2 | 2.2% |
| Porter County | 73 | 22 | 0 | 0.0% |
| Elkhart County | 66 | 14 | 0 | 0.0% |
| Tippecanoe County | 62 | 20 | 3 | 4.8% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 2,269 applications in 2025, of which 651 were originated and 43 denied.
1.9% of all applications, or 2.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Coastal Community Bank originated in Indiana in 2025 was 10.99%, against a statewide median of 6.75%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology