Nationstar Mortgage · Indiana · 2025

Nationstar Mortgage in Indiana: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 2,095 mortgage applications in Indiana in 2025, ranking #40 of 1,025 lenders active in the state. It originated 68.3% of them and denied 14.5% (17.0% of the applications it decided), against a statewide denial rate of 16.6%.

2.1kApplicationsin IN
17.0%Decision denial ratestate 20.1%
7.88%Median ratestate 6.75%
$95,000Median loanstate $155,000
$199MVolume91 counties

Nationstar Mortgage in Indiana vs the state

14.5%Denial rate-2.11 pts vs state
17.0%Decision denial rate-3.12 pts vs state
68.3%Origination rate+6.06 pts vs state
7.88%Median rate+1.13 pts vs state
2.33Rate spread (pts)+1.96 pts vs state
$85kMedian applicant income
1,431Loans originated
303Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,18576615.1%6.49%#59
20241,6761,08415.0%7.13%#46
20252,0951,43114.5%7.88%#40

What Nationstar Mortgage lends in Indiana

By loan purpose

Home purchase 192 9% · 5.7% denied
Refinance 247 12% · 11.3% denied
Cash-out refinance 669 32% · 19.4% denied
Home improvement 187 9% · 15.0% denied
Other / HELOC 800 38% · 13.3% denied

By loan type

Conventional 1,649 79% · 12.9% denied
FHA 351 17% · 22.8% denied
VA 95 5% · 11.6% denied

Why it denied Indiana applicants

Collateral 116 38%
Debt-to-income ratio 47 16%
Other 41 14%
Credit history 38 13%
Incomplete application 36 12%
Unverifiable information 12 4%
Employment history 8 3%
Insufficient cash 5 2%

Where in Indiana

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Marion County 26217640 15.3%
Lake County 20114023 11.4%
Hamilton County 14710715 10.2%
Allen County 1006419 19.0%
Hendricks County 997513 13.1%
St. Joseph County 855118 21.2%
Porter County 69519 13.0%
Johnson County 68488 11.8%
Hancock County 62475 8.1%
Madison County 61366 9.8%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 2,095 applications in 2025, of which 1,431 were originated and 303 denied.

14.5% of all applications, or 17.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Nationstar Mortgage originated in Indiana in 2025 was 7.88%, against a statewide median of 6.75%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology