Jackson County Bank in Indiana vs the state
10.8%Denial rate-5.79 pts vs state
12.1%Decision denial rate-8.08 pts vs state
76.1%Origination rate+13.86 pts vs state
6.49%Median rate-0.26 pts vs state
0.01Rate spread (pts)-0.36 pts vs state
$104kMedian applicant income
685Loans originated
97Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 935 | 707 | 13.5% | 5.88% | #71 |
| 2024 | 825 | 612 | 13.5% | 6.75% | #77 |
| 2025 | 900 | 685 | 10.8% | 6.49% | #75 |
What Jackson County Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Jackson County Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 177 | 140 | 19 | 10.7% |
| Bartholomew County | 157 | 122 | 5 | 3.2% |
| Marion County | 88 | 59 | 14 | 15.9% |
| Jennings County | 77 | 51 | 15 | 19.5% |
| Lawrence County | 69 | 48 | 14 | 20.3% |
| Monroe County | 66 | 55 | 4 | 6.1% |
| Johnson County | 62 | 49 | 2 | 3.2% |
| Decatur County | 52 | 42 | 6 | 11.5% |
| Hamilton County | 24 | 19 | 2 | 8.3% |
| Boone County | 15 | 14 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 900 applications in 2025, of which 685 were originated and 97 denied.
10.8% of all applications, or 12.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Jackson County Bank originated in Indiana in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Jackson County Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology