Largest lenders in Jennings County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Centra Credit Union | A | 193 | 152 | 7.3% | 6.31% |
| 2 | First Financial Bank | D | 110 | 60 | 32.7% | 6.06% |
| 3 | Jackson County Bank | B | 77 | 51 | 19.5% | 6.50% |
| 4 | Gvc Mortgage | B | 70 | 54 | 2.9% | 6.81% |
| 5 | German American Bank | A | 54 | 35 | 25.9% | 7.50% |
| 6 | Rocket Mortgage | C | 48 | 30 | 29.2% | 6.75% |
| 7 | 21st Mortgage | F | 41 | 10 | 53.7% | 9.17% |
| 8 | Kiavi Funding | D | 32 | 0 | 0.0% | — |
| 9 | PNC Bank | D | 26 | 15 | 34.6% | 7.79% |
| 10 | Freedom Mortgage | B | 25 | 14 | 12.0% | 6.25% |
| 11 | Mortgage Research Center | C | 25 | 11 | 20.0% | 6.25% |
| 12 | Broker Solutions | D | 24 | 7 | 20.8% | 6.50% |
| 13 | Old National Bank | B | 24 | 12 | 33.3% | 5.60% |
| 14 | CMG Mortgage | A | 20 | 15 | 15.0% | 6.81% |
| 15 | American Pacific Mortgage | C | 19 | 14 | 5.3% | 7.12% |
| 16 | United Shore Financial Services | B | 19 | 11 | 26.3% | 6.50% |
| 17 | Vanderbilt Mortgage and Finance | F | 19 | 3 | 52.6% | 8.99% |
| 18 | Newrez | D | 18 | 8 | 16.7% | 6.31% |
| 19 | Ruoff Mortgage Company | A | 15 | 11 | 13.3% | 6.63% |
| 20 | Pennymac Loan Services | C | 12 | 4 | 8.3% | 5.56% |
| 21 | Fifth Third Bank | D | 12 | 4 | 50.0% | 7.86% |
| 22 | Loandepot.Com | D | 12 | 8 | 25.0% | 7.06% |
| 23 | Crosscountry Mortgage | B | 11 | 4 | 0.0% | 6.35% |
| 24 | Fairway Independent Mortgage | B | 11 | 10 | 0.0% | 7.00% |
| 25 | Carrington Mortgage Services | D | 10 | 3 | 30.0% | 5.88% |
Best approval odds in Jennings County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Gvc Mortgage | 57 | 3.5% |
| 2 | Centra Credit Union | 167 | 8.4% |
| 3 | Jackson County Bank | 67 | 22.4% |
| 4 | First Financial Bank | 97 | 37.1% |
What Jennings County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Jennings County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 976 | 570 | 22.4% | 6.99% | $115,000 |
| 2024 | 1,047 | 626 | 20.8% | 6.99% | $115,000 |
| 2025 | 1,196 | 679 | 19.7% | 6.75% | $135,000 |
Frequently asked questions
19.7% of applications in Jennings County were denied in 2025, against 16.6% statewide in Indiana.
Centra Credit Union, with 193 applications in 2025 and a denial rate of 7.3%.
The median mortgage application in Jennings County in 2025 was for $135,000; the median property value on originated loans was $235,000.