802 Credit Union · New Hampshire · 2025

802 Credit Union in New Hampshire: approval rate, denial rate and rates (2025)

802 Credit Union took 59 mortgage applications in New Hampshire in 2025, ranking #112 of 535 lenders active in the state. It originated 94.9% of them and denied 3.4% (3.5% of the applications it decided), against a statewide denial rate of 16.5%.

59Applicationsin NH
3.5%Decision denial ratestate 20.3%
6.88%Median ratestate 6.82%
$145,000Median loanstate $265,000
$11MVolume4 counties

802 Credit Union in New Hampshire vs the state

3.4%Denial rate-13.10 pts vs state
3.5%Decision denial rate-16.82 pts vs state
94.9%Origination rate+33.21 pts vs state
6.88%Median rate+0.05 pts vs state
0.47Rate spread (pts)+0.23 pts vs state
$101kMedian applicant income
56Loans originated
2Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315150.0%5.50%#186
202457570.0%6.50%#108
202559563.4%6.88%#112

What 802 Credit Union lends in New Hampshire

By loan purpose

Home purchase 20 34% · 5.0% denied
Refinance 3 5% · 0.0% denied
Cash-out refinance 13 22% · 7.7% denied
Other / HELOC 23 39% · 0.0% denied

By loan type

Conventional 59 100% · 3.4% denied

Why it denied New Hampshire applicants

Insufficient cash 1 50%
Collateral 1 50%

Where in New Hampshire

Counties with the most 802 Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cheshire County 44421 2.3%
Sullivan County 11110 0.0%
Grafton County 330 0.0%
Belknap County 101 100.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 59 applications in 2025, of which 56 were originated and 2 denied.

3.4% of all applications, or 3.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans 802 Credit Union originated in New Hampshire in 2025 was 6.88%, against a statewide median of 6.82%.

About this data. Figures are 802 Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology