JPMorgan Chase Bank · New Hampshire · 2025

JPMorgan Chase Bank in New Hampshire: approval rate, denial rate and rates (2025)

JPMorgan Chase Bank took 311 mortgage applications in New Hampshire in 2025, ranking #46 of 535 lenders active in the state. It originated 59.2% of them and denied 10.9% (15.4% of the applications it decided), against a statewide denial rate of 16.5%.

311Applicationsin NH
15.4%Decision denial ratestate 20.3%
6.38%Median ratestate 6.82%
$375,000Median loanstate $265,000
$106MVolume10 counties

JPMorgan Chase Bank in New Hampshire vs the state

10.9%Denial rate-5.56 pts vs state
15.4%Decision denial rate-4.89 pts vs state
59.2%Origination rate-2.55 pts vs state
6.38%Median rate-0.45 pts vs state
0.00Rate spread (pts)-0.24 pts vs state
$160kMedian applicant income
184Loans originated
34Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318511711.4%6.63%#52
20242081208.2%6.56%#49
202531118410.9%6.38%#46

What JPMorgan Chase Bank lends in New Hampshire

By loan purpose

Home purchase 177 57% · 9.6% denied
Refinance 43 14% · 4.7% denied
Cash-out refinance 54 17% · 20.4% denied
Home improvement 10 3% · 10.0% denied
Other / HELOC 27 9% · 11.1% denied

By loan type

Conventional 297 95% · 9.1% denied
FHA 10 3% · 70.0% denied
VA 4 1% · 0.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 15 44%
Collateral 10 29%
Credit history 6 18%
Unverifiable information 2 6%
Other 1 3%

Where in New Hampshire

Counties with the most JPMorgan Chase Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Rockingham County 926110 10.9%
Hillsborough County 88518 9.1%
Merrimack County 25151 4.0%
Strafford County 23113 13.0%
Carroll County 21124 19.0%
Grafton County 2175 23.8%
Cheshire County 16112 12.5%
Belknap County 1271 8.3%
Sullivan County 740 0.0%
Coos County 650 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 311 applications in 2025, of which 184 were originated and 34 denied.

10.9% of all applications, or 15.4% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans JPMorgan Chase Bank originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.

About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology