PNC Bank in New Hampshire vs the state
27.6%Denial rate+11.15 pts vs state
33.3%Decision denial rate+13.06 pts vs state
54.5%Origination rate-7.24 pts vs state
6.50%Median rate-0.32 pts vs state
-0.15Rate spread (pts)-0.39 pts vs state
$184kMedian applicant income
67Loans originated
34Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 59 | 20.6% | 8.30% | #72 |
| 2024 | 108 | 48 | 25.9% | 8.78% | #74 |
| 2025 | 123 | 67 | 27.6% | 6.50% | #75 |
What PNC Bank lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most PNC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 40 | 21 | 7 | 17.5% |
| Hillsborough County | 40 | 21 | 15 | 37.5% |
| Grafton County | 14 | 6 | 5 | 35.7% |
| Carroll County | 9 | 6 | 2 | 22.2% |
| Merrimack County | 8 | 4 | 3 | 37.5% |
| Strafford County | 5 | 3 | 1 | 20.0% |
| Belknap County | 3 | 3 | 0 | 0.0% |
| Cheshire County | 2 | 2 | 0 | 0.0% |
| Coos County | 1 | 0 | 1 | 100.0% |
| Sullivan County | 1 | 1 | 0 | 0.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 123 applications in 2025, of which 67 were originated and 34 denied.
27.6% of all applications, or 33.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans PNC Bank originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are PNC Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology