Third Federal Savings and Loan Association of Cleveland in New Hampshire vs the state
32.7%Denial rate+16.25 pts vs state
34.9%Decision denial rate+14.64 pts vs state
59.3%Origination rate-2.42 pts vs state
6.99%Median rate+0.17 pts vs state
-0.29Rate spread (pts)-0.53 pts vs state
$175kMedian applicant income
67Loans originated
37Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 28 | 39.0% | 7.12% | #102 |
| 2024 | 120 | 55 | 37.5% | 7.49% | #67 |
| 2025 | 113 | 67 | 32.7% | 6.99% | #78 |
What Third Federal Savings and Loan Association of Cleveland lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Third Federal Savings and Loan Association of Cleveland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rockingham County | 45 | 27 | 14 | 31.1% |
| Hillsborough County | 40 | 27 | 11 | 27.5% |
| Merrimack County | 11 | 7 | 4 | 36.4% |
| Belknap County | 3 | 2 | 1 | 33.3% |
| Grafton County | 3 | 1 | 1 | 33.3% |
| Carroll County | 3 | 1 | 2 | 66.7% |
| Sullivan County | 3 | 0 | 3 | 100.0% |
| Strafford County | 3 | 1 | 0 | 0.0% |
| Cheshire County | 2 | 1 | 1 | 50.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 113 applications in 2025, of which 67 were originated and 37 denied.
32.7% of all applications, or 34.9% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Third Federal Savings and Loan Association of Cleveland originated in New Hampshire in 2025 was 6.99%, against a statewide median of 6.82%.
About this data. Figures are Third Federal Savings and Loan Association of Cleveland's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology