Homebridge Financial Services · New Hampshire · 2025

Homebridge Financial Services in New Hampshire: approval rate, denial rate and rates (2025)

Homebridge Financial Services took 104 mortgage applications in New Hampshire in 2025, ranking #85 of 535 lenders active in the state. It originated 66.4% of them and denied 18.3% (21.1% of the applications it decided), against a statewide denial rate of 16.5%.

104Applicationsin NH
21.1%Decision denial ratestate 20.3%
9.44%Median ratestate 6.82%
$225,000Median loanstate $265,000
$18MVolume9 counties

Homebridge Financial Services in New Hampshire vs the state

18.3%Denial rate+1.78 pts vs state
21.1%Decision denial rate+0.84 pts vs state
66.4%Origination rate+4.64 pts vs state
9.44%Median rate+2.62 pts vs state
0.37Rate spread (pts)+0.13 pts vs state
$158kMedian applicant income
69Loans originated
19Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023774036.4%7.44%#89
2024865227.9%10.72%#89
20251046918.3%9.44%#85

What Homebridge Financial Services lends in New Hampshire

By loan purpose

Home purchase 18 17% · 38.9% denied
Refinance 13 13% · 23.1% denied
Cash-out refinance 11 11% · 27.3% denied
Home improvement 33 32% · 9.1% denied
Other / HELOC 29 28% · 10.3% denied

By loan type

Conventional 92 88% · 16.3% denied
FHA 7 7% · 42.9% denied
VA 5 5% · 20.0% denied

Why it denied New Hampshire applicants

Collateral 6 32%
Debt-to-income ratio 4 21%
Incomplete application 4 21%
Unverifiable information 2 11%
Insufficient cash 2 11%
Other 1 5%

Where in New Hampshire

Counties with the most Homebridge Financial Services applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 39259 23.1%
Rockingham County 31215 16.1%
Merrimack County 1273 25.0%
Belknap County 752 28.6%
Grafton County 530 0.0%
Sullivan County 430 0.0%
Carroll County 320 0.0%
Cheshire County 220 0.0%
Strafford County 110 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 104 applications in 2025, of which 69 were originated and 19 denied.

18.3% of all applications, or 21.1% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Homebridge Financial Services originated in New Hampshire in 2025 was 9.44%, against a statewide median of 6.82%.

About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology