Mutual of Omaha Mortgage · New Hampshire · 2025

Mutual of Omaha Mortgage in New Hampshire: approval rate, denial rate and rates (2025)

Mutual of Omaha Mortgage took 225 mortgage applications in New Hampshire in 2025, ranking #54 of 535 lenders active in the state. It originated 58.2% of them and denied 16.0% (20.3% of the applications it decided), against a statewide denial rate of 16.5%.

225Applicationsin NH
20.3%Decision denial ratestate 20.3%
6.38%Median ratestate 6.82%
$285,000Median loanstate $265,000
$45MVolume10 counties

Mutual of Omaha Mortgage in New Hampshire vs the state

16.0%Denial rate-0.49 pts vs state
20.3%Decision denial rate+0.07 pts vs state
58.2%Origination rate-3.49 pts vs state
6.38%Median rate-0.45 pts vs state
0.23Rate spread (pts)-0.01 pts vs state
$88kMedian applicant income
131Loans originated
36Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231367625.7%7.25%#63
202418410721.7%6.75%#56
202522513116.0%6.38%#54

What Mutual of Omaha Mortgage lends in New Hampshire

By loan purpose

Home purchase 36 16% · 8.3% denied
Refinance 54 24% · 7.4% denied
Cash-out refinance 97 43% · 23.7% denied
Home improvement 9 4% · 0.0% denied
Other / HELOC 29 13% · 20.7% denied

By loan type

Conventional 113 50% · 9.7% denied
FHA 93 41% · 22.6% denied
VA 19 8% · 21.1% denied

Why it denied New Hampshire applicants

Credit history 26 72%
Collateral 4 11%
Insufficient cash 2 6%
Incomplete application 2 6%
Debt-to-income ratio 1 3%
Other 1 3%

Where in New Hampshire

Counties with the most Mutual of Omaha Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 65409 13.8%
Rockingham County 63387 11.1%
Cheshire County 1998 42.1%
Merrimack County 18103 16.7%
Belknap County 15100 0.0%
Grafton County 1373 23.1%
Strafford County 1243 25.0%
Carroll County 1053 30.0%
Sullivan County 860 0.0%
Coos County 220 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 225 applications in 2025, of which 131 were originated and 36 denied.

16.0% of all applications, or 20.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Mutual of Omaha Mortgage originated in New Hampshire in 2025 was 6.38%, against a statewide median of 6.82%.

About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology