Better Mortgage in New Hampshire vs the state
31.4%Denial rate+14.94 pts vs state
51.7%Decision denial rate+31.41 pts vs state
27.8%Origination rate-33.95 pts vs state
8.13%Median rate+1.30 pts vs state
1.16Rate spread (pts)+0.92 pts vs state
$156kMedian applicant income
68Loans originated
77Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 16 | 3.6% | 6.19% | #139 |
| 2024 | 65 | 31 | 6.2% | 6.38% | #101 |
| 2025 | 245 | 68 | 31.4% | 8.13% | #51 |
What Better Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Better Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 74 | 23 | 23 | 31.1% |
| Rockingham County | 45 | 11 | 13 | 28.9% |
| Merrimack County | 35 | 12 | 10 | 28.6% |
| Strafford County | 22 | 6 | 5 | 22.7% |
| Grafton County | 20 | 6 | 5 | 25.0% |
| Belknap County | 16 | 4 | 7 | 43.8% |
| Cheshire County | 14 | 4 | 5 | 35.7% |
| Carroll County | 11 | 2 | 4 | 36.4% |
| Sullivan County | 4 | 0 | 4 | 100.0% |
| Coos County | 4 | 0 | 1 | 25.0% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 245 applications in 2025, of which 68 were originated and 77 denied.
31.4% of all applications, or 51.7% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Better Mortgage originated in New Hampshire in 2025 was 8.13%, against a statewide median of 6.82%.
About this data. Figures are Better Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology