Meredith Village Savings Bank · New Hampshire · 2025

Meredith Village Savings Bank in New Hampshire: approval rate, denial rate and rates (2025)

Meredith Village Savings Bank took 900 mortgage applications in New Hampshire in 2025, ranking #16 of 535 lenders active in the state. It originated 68.9% of them and denied 13.3% (16.2% of the applications it decided), against a statewide denial rate of 16.5%.

900Applicationsin NH
16.2%Decision denial ratestate 20.3%
7.25%Median ratestate 6.82%
$245,000Median loanstate $265,000
$194MVolume10 counties

Meredith Village Savings Bank in New Hampshire vs the state

13.3%Denial rate-3.16 pts vs state
16.2%Decision denial rate-4.10 pts vs state
68.9%Origination rate+7.18 pts vs state
7.25%Median rate+0.43 pts vs state
0.30Rate spread (pts)+0.06 pts vs state
$129kMedian applicant income
620Loans originated
120Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
202392963514.0%7.25%#13
202484356218.2%8.50%#15
202590062013.3%7.25%#16

What Meredith Village Savings Bank lends in New Hampshire

By loan purpose

Home purchase 399 44% · 7.0% denied
Refinance 56 6% · 8.9% denied
Cash-out refinance 152 17% · 13.8% denied
Home improvement 172 19% · 17.4% denied
Other / HELOC 121 13% · 29.8% denied

By loan type

Conventional 900 100% · 13.3% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 64 53%
Collateral 22 18%
Credit history 19 16%
Incomplete application 6 5%
Employment history 5 4%
Unverifiable information 2 2%
Other 2 2%

Where in New Hampshire

Counties with the most Meredith Village Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Belknap County 28520539 13.7%
Carroll County 27218834 12.5%
Grafton County 1408818 12.9%
Rockingham County 705112 17.1%
Strafford County 644110 15.6%
Merrimack County 36253 8.3%
Hillsborough County 21134 19.0%
Coos County 740 0.0%
Sullivan County 330 0.0%
Cheshire County 220 0.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 900 applications in 2025, of which 620 were originated and 120 denied.

13.3% of all applications, or 16.2% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Meredith Village Savings Bank originated in New Hampshire in 2025 was 7.25%, against a statewide median of 6.82%.

About this data. Figures are Meredith Village Savings Bank's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology