Finance of America Reverse in Louisiana vs the state
12.7%Denial rate-9.44 pts vs state
18.4%Decision denial rate-9.73 pts vs state
54.6%Origination rate+2.58 pts vs state
6.31%Median rate-0.31 pts vs state
—Rate spread (pts)
$28kMedian applicant income
30Loans originated
7Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 67 | 13.5% | 7.80% | #176 |
| 2024 | 89 | 51 | 12.4% | 7.21% | #176 |
| 2025 | 55 | 30 | 12.7% | 6.31% | #240 |
What Finance of America Reverse lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Finance of America Reverse applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orleans Parish | 9 | 5 | 0 | 0.0% |
| Jefferson Parish | 6 | 4 | 0 | 0.0% |
| East Baton Rouge Parish | 5 | 2 | 1 | 20.0% |
| Lafayette Parish | 5 | 3 | 0 | 0.0% |
| Tangipahoa Parish | 4 | 3 | 0 | 0.0% |
| Caddo Parish | 4 | 1 | 1 | 25.0% |
| Ascension Parish | 4 | 3 | 1 | 25.0% |
| Calcasieu Parish | 3 | 2 | 0 | 0.0% |
| Richland Parish | 2 | 0 | 1 | 50.0% |
| St. Tammany Parish | 2 | 2 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 55 applications in 2025, of which 30 were originated and 7 denied.
12.7% of all applications, or 18.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Finance of America Reverse originated in Louisiana in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Finance of America Reverse's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology