Lendage · Louisiana · 2025

Lendage in Louisiana: approval rate, denial rate and rates (2025)

Lendage took 184 mortgage applications in Louisiana in 2025, ranking #126 of 721 lenders active in the state. It originated 68.5% of them and denied 14.1% (15.8% of the applications it decided), against a statewide denial rate of 22.2%.

184Applicationsin LA
15.8%Decision denial ratestate 28.2%
11.25%Median ratestate 6.63%
$45,000Median loanstate $165,000
$6.8MVolume35 counties

Lendage in Louisiana vs the state

14.1%Denial rate-8.04 pts vs state
15.8%Decision denial rate-12.39 pts vs state
68.5%Origination rate+16.51 pts vs state
11.25%Median rate+4.63 pts vs state
5.20Rate spread (pts)+4.84 pts vs state
$121kMedian applicant income
126Loans originated
26Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202416130.0%13.75%#331
202518412614.1%11.25%#126

What Lendage lends in Louisiana

By loan purpose

Home purchase 1 1% · 0.0% denied
Refinance 22 12% · 4.6% denied
Home improvement 30 16% · 3.3% denied
Other / HELOC 131 71% · 18.3% denied

By loan type

Conventional 184 100% · 14.1% denied

Why it denied Louisiana applicants

Collateral 8 31%
Credit history 7 27%
Debt-to-income ratio 6 23%
Other 5 19%

Where in Louisiana

Counties with the most Lendage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 22146 27.3%
St. Tammany Parish 20171 5.0%
Jefferson Parish 19124 21.1%
Tangipahoa Parish 11100 0.0%
Lafayette Parish 1171 9.1%
Caddo Parish 1191 9.1%
Bossier Parish 1072 20.0%
Orleans Parish 1070 0.0%
Livingston Parish 1081 10.0%
Ascension Parish 931 11.1%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 184 applications in 2025, of which 126 were originated and 26 denied.

14.1% of all applications, or 15.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Lendage originated in Louisiana in 2025 was 11.25%, against a statewide median of 6.63%.

About this data. Figures are Lendage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology