CHEVRON Federal Credit Union · Louisiana · 2025

CHEVRON Federal Credit Union in Louisiana: approval rate, denial rate and rates (2025)

CHEVRON Federal Credit Union took 89 mortgage applications in Louisiana in 2025, ranking #189 of 721 lenders active in the state. It originated 69.7% of them and denied 16.9% (19.5% of the applications it decided), against a statewide denial rate of 22.2%.

89Applicationsin LA
19.5%Decision denial ratestate 28.2%
6.63%Median ratestate 6.63%
$175,000Median loanstate $165,000
$17MVolume18 counties

CHEVRON Federal Credit Union in Louisiana vs the state

16.9%Denial rate-5.32 pts vs state
19.5%Decision denial rate-8.67 pts vs state
69.7%Origination rate+17.69 pts vs state
6.63%Median rate0.00 pts vs state
0.09Rate spread (pts)-0.27 pts vs state
$193kMedian applicant income
62Loans originated
15Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202391629.9%5.94%#184
202461459.8%6.88%#214
2025896216.9%6.63%#189

What CHEVRON Federal Credit Union lends in Louisiana

By loan purpose

Home purchase 40 45% · 0.0% denied
Refinance 3 3% · 0.0% denied
Cash-out refinance 3 3% · 33.3% denied
Home improvement 5 6% · 20.0% denied
Other / HELOC 38 43% · 34.2% denied

By loan type

Conventional 89 100% · 16.9% denied

Why it denied Louisiana applicants

Debt-to-income ratio 5 33%
Other 4 27%
Collateral 4 27%
Incomplete application 2 13%

Where in Louisiana

Counties with the most CHEVRON Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
St. Tammany Parish 48364 8.3%
Ascension Parish 752 28.6%
Jefferson Parish 431 25.0%
East Baton Rouge Parish 430 0.0%
St. Charles Parish 321 33.3%
Orleans Parish 330 0.0%
Calcasieu Parish 330 0.0%
Lafayette Parish 330 0.0%
Tensas Parish 201 50.0%
Caddo Parish 210 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 89 applications in 2025, of which 62 were originated and 15 denied.

16.9% of all applications, or 19.5% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans CHEVRON Federal Credit Union originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are CHEVRON Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology