T2 Financial in Louisiana vs the state
9.9%Denial rate-12.26 pts vs state
11.1%Decision denial rate-17.04 pts vs state
69.3%Origination rate+17.37 pts vs state
6.63%Median rate0.00 pts vs state
0.51Rate spread (pts)+0.15 pts vs state
$84kMedian applicant income
147Loans originated
21Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 173 | 120 | 9.8% | 6.63% | #121 |
| 2024 | 228 | 145 | 11.0% | 6.75% | #90 |
| 2025 | 212 | 147 | 9.9% | 6.63% | #111 |
What T2 Financial lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most T2 Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Calcasieu Parish | 62 | 42 | 4 | 6.5% |
| St. Tammany Parish | 49 | 33 | 7 | 14.3% |
| Jefferson Parish | 35 | 27 | 1 | 2.9% |
| Orleans Parish | 17 | 11 | 2 | 11.8% |
| St. Bernard Parish | 8 | 7 | 1 | 12.5% |
| Lafayette Parish | 7 | 1 | 3 | 42.9% |
| Tangipahoa Parish | 7 | 6 | 0 | 0.0% |
| East Baton Rouge Parish | 5 | 4 | 0 | 0.0% |
| Beauregard Parish | 4 | 2 | 1 | 25.0% |
| Plaquemines Parish | 4 | 2 | 1 | 25.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 212 applications in 2025, of which 147 were originated and 21 denied.
9.9% of all applications, or 11.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans T2 Financial originated in Louisiana in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are T2 Financial's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology