Gulf Coast Bank in Louisiana vs the state
16.4%Denial rate-5.78 pts vs state
17.2%Decision denial rate-10.91 pts vs state
73.8%Origination rate+21.80 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
45Loans originated
10Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 92 | 71 | 5.4% | 9.00% | #182 |
| 2024 | 67 | 56 | 1.5% | — | #203 |
| 2025 | 61 | 45 | 16.4% | — | #233 |
What Gulf Coast Bank lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Gulf Coast Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 36 | 26 | 5 | 13.9% |
| Vermilion Parish | 21 | 17 | 3 | 14.3% |
| Iberia Parish | 2 | 1 | 1 | 50.0% |
| St. Martin Parish | 1 | 1 | 0 | 0.0% |
| East Baton Rouge Parish | 1 | 0 | 1 | 100.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 61 applications in 2025, of which 45 were originated and 10 denied.
16.4% of all applications, or 17.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Gulf Coast Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology