Bank of Abbeville & Trust · Louisiana · 2025

Bank of Abbeville & Trust in Louisiana: approval rate, denial rate and rates (2025)

Bank of Abbeville & Trust took 156 mortgage applications in Louisiana in 2025, ranking #138 of 721 lenders active in the state. It originated 68.0% of them and denied 7.7% (10.2% of the applications it decided), against a statewide denial rate of 22.2%.

156Applicationsin LA
10.2%Decision denial ratestate 28.2%
Median ratestate 6.63%
$165,000Median loanstate $165,000
$23MVolume14 counties

Bank of Abbeville & Trust in Louisiana vs the state

7.7%Denial rate-14.48 pts vs state
10.2%Decision denial rate-17.98 pts vs state
68.0%Origination rate+15.98 pts vs state
Median rate
Rate spread (pts)
$136kMedian applicant income
106Loans originated
12Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318312512.0%#113
20241388918.1%#135
20251561067.7%#138

What Bank of Abbeville & Trust lends in Louisiana

By loan purpose

Home purchase 87 56% · 6.9% denied
Refinance 15 10% · 0.0% denied
Cash-out refinance 35 22% · 5.7% denied
Home improvement 9 6% · 0.0% denied
Other / HELOC 10 6% · 40.0% denied

By loan type

Conventional 156 100% · 7.7% denied

Where in Louisiana

Counties with the most Bank of Abbeville & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Vermilion Parish 49313 6.1%
Lafayette Parish 45313 6.7%
East Baton Rouge Parish 19140 0.0%
Acadia Parish 10100 0.0%
St. Landry Parish 951 11.1%
Iberia Parish 761 14.3%
St. Martin Parish 320 0.0%
Pointe Coupee Parish 220 0.0%
St. Mary Parish 220 0.0%
Sabine Parish 210 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 156 applications in 2025, of which 106 were originated and 12 denied.

7.7% of all applications, or 10.2% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Bank of Abbeville & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology