Rayne Building and Loan Association in Louisiana vs the state
4.1%Denial rate-18.12 pts vs state
4.6%Decision denial rate-23.53 pts vs state
77.0%Origination rate+25.06 pts vs state
—Median rate
—Rate spread (pts)
$107kMedian applicant income
57Loans originated
3Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 51 | 10.0% | — | #203 |
| 2024 | 64 | 43 | 10.9% | — | #208 |
| 2025 | 74 | 57 | 4.1% | — | #207 |
What Rayne Building and Loan Association lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Rayne Building and Loan Association applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Acadia Parish | 46 | 34 | 3 | 6.5% |
| Lafayette Parish | 11 | 9 | 0 | 0.0% |
| Jefferson Davis Parish | 5 | 5 | 0 | 0.0% |
| Vermilion Parish | 3 | 2 | 0 | 0.0% |
| Allen Parish | 2 | 2 | 0 | 0.0% |
| Livingston Parish | 2 | 1 | 0 | 0.0% |
| St. Landry Parish | 1 | 1 | 0 | 0.0% |
| Cameron Parish | 1 | 1 | 0 | 0.0% |
| Avoyelles Parish | 1 | 1 | 0 | 0.0% |
| St. Martin Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 74 applications in 2025, of which 57 were originated and 3 denied.
4.1% of all applications, or 4.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Rayne Building and Loan Association's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology