Farmers State Bank & Trust in Louisiana vs the state
19.4%Denial rate-2.82 pts vs state
20.0%Decision denial rate-8.15 pts vs state
64.5%Origination rate+12.55 pts vs state
—Median rate
—Rate spread (pts)
$74kMedian applicant income
20Loans originated
6Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 25 | 3.2% | 8.25% | #288 |
| 2024 | 40 | 32 | 10.0% | 8.25% | #261 |
| 2025 | 31 | 20 | 19.4% | — | #287 |
What Farmers State Bank & Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Farmers State Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Acadia Parish | 16 | 11 | 1 | 6.3% |
| Lafayette Parish | 9 | 6 | 2 | 22.2% |
| St. Landry Parish | 5 | 2 | 3 | 60.0% |
| Iberia Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 31 applications in 2025, of which 20 were originated and 6 denied.
19.4% of all applications, or 20.0% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Farmers State Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology