Community First Bank · Louisiana · 2025

Community First Bank in Louisiana: approval rate, denial rate and rates (2025)

Community First Bank took 177 mortgage applications in Louisiana in 2025, ranking #131 of 721 lenders active in the state. It originated 81.9% of them and denied 1.7% (1.8% of the applications it decided), against a statewide denial rate of 22.2%.

177Applicationsin LA
1.8%Decision denial ratestate 28.2%
Median ratestate 6.63%
$105,000Median loanstate $165,000
$19MVolume11 counties

Community First Bank in Louisiana vs the state

1.7%Denial rate-20.48 pts vs state
1.8%Decision denial rate-26.32 pts vs state
81.9%Origination rate+29.95 pts vs state
Median rate
Rate spread (pts)
$99kMedian applicant income
145Loans originated
3Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233222743.7%#73
20242151866.1%#100
20251771451.7%#131

What Community First Bank lends in Louisiana

By loan purpose

Home purchase 69 39% · 2.9% denied
Refinance 95 54% · 1.1% denied
Home improvement 9 5% · 0.0% denied
Other / HELOC 4 2% · 0.0% denied

By loan type

Conventional 177 100% · 1.7% denied

Where in Louisiana

Counties with the most Community First Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Iberia Parish 75641 1.3%
Lafayette Parish 42360 0.0%
St. Martin Parish 20151 5.0%
Vermilion Parish 1280 0.0%
St. Mary Parish 1181 9.1%
St. Landry Parish 1070 0.0%
East Baton Rouge Parish 330 0.0%
Jefferson Davis Parish 110 0.0%
Sabine Parish 110 0.0%
Evangeline Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 177 applications in 2025, of which 145 were originated and 3 denied.

1.7% of all applications, or 1.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Community First Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology