Farmers-Merchants Bank & Trust in Louisiana vs the state
8.5%Denial rate-13.68 pts vs state
8.7%Decision denial rate-19.41 pts vs state
76.4%Origination rate+24.45 pts vs state
—Median rate
—Rate spread (pts)
$75kMedian applicant income
81Loans originated
9Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 188 | 129 | 15.4% | — | #111 |
| 2024 | 143 | 111 | 12.6% | — | #130 |
| 2025 | 106 | 81 | 8.5% | — | #173 |
What Farmers-Merchants Bank & Trust lends in Louisiana
By loan purpose
By loan type
Where in Louisiana
Counties with the most Farmers-Merchants Bank & Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Martin Parish | 52 | 39 | 6 | 11.5% |
| Lafayette Parish | 27 | 22 | 2 | 7.4% |
| St. Landry Parish | 11 | 9 | 0 | 0.0% |
| Acadia Parish | 4 | 3 | 1 | 25.0% |
| Iberia Parish | 4 | 2 | 0 | 0.0% |
| East Baton Rouge Parish | 2 | 2 | 0 | 0.0% |
| Vermilion Parish | 2 | 1 | 0 | 0.0% |
| Terrebonne Parish | 1 | 1 | 0 | 0.0% |
| Pointe Coupee Parish | 1 | 1 | 0 | 0.0% |
| Vernon Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 106 applications in 2025, of which 81 were originated and 9 denied.
8.5% of all applications, or 8.7% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Farmers-Merchants Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology