South Louisiana Bank · Louisiana · 2025

South Louisiana Bank in Louisiana: approval rate, denial rate and rates (2025)

South Louisiana Bank took 69 mortgage applications in Louisiana in 2025, ranking #216 of 721 lenders active in the state. It originated 89.9% of them and denied 5.8% (5.8% of the applications it decided), against a statewide denial rate of 22.2%.

69Applicationsin LA
5.8%Decision denial ratestate 28.2%
Median ratestate 6.63%
$145,000Median loanstate $165,000
$16MVolume12 counties

South Louisiana Bank in Louisiana vs the state

5.8%Denial rate-16.37 pts vs state
5.8%Decision denial rate-22.35 pts vs state
89.9%Origination rate+37.89 pts vs state
Median rate
Rate spread (pts)
$112kMedian applicant income
62Loans originated
4Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023695511.6%#207
202456453.6%#223
202569625.8%#216

What South Louisiana Bank lends in Louisiana

By loan purpose

Home purchase 38 55% · 7.9% denied
Refinance 14 20% · 7.1% denied
Cash-out refinance 11 16% · 0.0% denied
Home improvement 5 7% · 0.0% denied
Other / HELOC 1 1% · 0.0% denied

By loan type

Conventional 69 100% · 5.8% denied

Where in Louisiana

Counties with the most South Louisiana Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Terrebonne Parish 40381 2.5%
Lafourche Parish 981 11.1%
St. Tammany Parish 540 0.0%
East Baton Rouge Parish 440 0.0%
Lafayette Parish 330 0.0%
Tangipahoa Parish 211 50.0%
Orleans Parish 101 100.0%
St. Mary Parish 110 0.0%
St. Helena Parish 110 0.0%
Beauregard Parish 110 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 69 applications in 2025, of which 62 were originated and 4 denied.

5.8% of all applications, or 5.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are South Louisiana Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology