Louisiana National Bank · Louisiana · 2025

Louisiana National Bank in Louisiana: approval rate, denial rate and rates (2025)

Louisiana National Bank took 115 mortgage applications in Louisiana in 2025, ranking #166 of 721 lenders active in the state. It originated 70.4% of them and denied 5.2% (6.9% of the applications it decided), against a statewide denial rate of 22.2%.

115Applicationsin LA
6.9%Decision denial ratestate 28.2%
Median ratestate 6.63%
$115,000Median loanstate $165,000
$26MVolume18 counties

Louisiana National Bank in Louisiana vs the state

5.2%Denial rate-16.95 pts vs state
6.9%Decision denial rate-21.25 pts vs state
70.4%Origination rate+18.46 pts vs state
Median rate
Rate spread (pts)
$131kMedian applicant income
81Loans originated
6Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231201020.0%#157
20241261081.6%#144
2025115815.2%#166

What Louisiana National Bank lends in Louisiana

By loan purpose

Home purchase 33 29% · 9.1% denied
Refinance 82 71% · 3.7% denied

By loan type

Conventional 115 100% · 5.2% denied

Why it denied Louisiana applicants

Credit history 4 67%
Other 1 17%
Debt-to-income ratio 1 17%

Where in Louisiana

Counties with the most Louisiana National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lincoln Parish 37290 0.0%
Ouachita Parish 35262 5.7%
Union Parish 990 0.0%
East Baton Rouge Parish 731 14.3%
Jackson Parish 541 20.0%
Livingston Parish 310 0.0%
Ascension Parish 320 0.0%
Morehouse Parish 320 0.0%
Orleans Parish 310 0.0%
Richland Parish 220 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 115 applications in 2025, of which 81 were originated and 6 denied.

5.2% of all applications, or 6.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Louisiana National Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology