ANECA Federal Credit Union in Louisiana vs the state
13.9%Denial rate-8.31 pts vs state
17.4%Decision denial rate-10.73 pts vs state
63.9%Origination rate+11.89 pts vs state
7.74%Median rate+1.12 pts vs state
7.56Rate spread (pts)+7.20 pts vs state
$120kMedian applicant income
106Loans originated
23Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 73 | 68 | 1.4% | 6.72% | #201 |
| 2024 | 92 | 68 | 8.7% | 6.75% | #174 |
| 2025 | 166 | 106 | 13.9% | 7.74% | #135 |
What ANECA Federal Credit Union lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most ANECA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 62 | 34 | 10 | 16.1% |
| Bossier Parish | 59 | 43 | 7 | 11.9% |
| De Soto Parish | 14 | 10 | 1 | 7.1% |
| Webster Parish | 8 | 4 | 2 | 25.0% |
| Rapides Parish | 3 | 2 | 0 | 0.0% |
| Ouachita Parish | 3 | 2 | 0 | 0.0% |
| Natchitoches Parish | 3 | 3 | 0 | 0.0% |
| Bienville Parish | 2 | 1 | 0 | 0.0% |
| St. Tammany Parish | 2 | 2 | 0 | 0.0% |
| Livingston Parish | 1 | 0 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 166 applications in 2025, of which 106 were originated and 23 denied.
13.9% of all applications, or 17.4% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans ANECA Federal Credit Union originated in Louisiana in 2025 was 7.74%, against a statewide median of 6.63%.
About this data. Figures are ANECA Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology