Home Federal Bank in Louisiana vs the state
4.0%Denial rate-18.15 pts vs state
4.1%Decision denial rate-24.09 pts vs state
95.0%Origination rate+43.00 pts vs state
6.75%Median rate+0.13 pts vs state
0.39Rate spread (pts)+0.03 pts vs state
$103kMedian applicant income
189Loans originated
8Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 299 | 277 | 5.4% | 6.75% | #78 |
| 2024 | 171 | 167 | 2.3% | 6.95% | #115 |
| 2025 | 199 | 189 | 4.0% | 6.75% | #117 |
What Home Federal Bank lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Home Federal Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Caddo Parish | 108 | 100 | 6 | 5.6% |
| Bossier Parish | 63 | 61 | 2 | 3.2% |
| De Soto Parish | 9 | 9 | 0 | 0.0% |
| Webster Parish | 6 | 6 | 0 | 0.0% |
| Claiborne Parish | 3 | 3 | 0 | 0.0% |
| East Baton Rouge Parish | 2 | 2 | 0 | 0.0% |
| Ouachita Parish | 2 | 2 | 0 | 0.0% |
| Lincoln Parish | 2 | 2 | 0 | 0.0% |
| Bienville Parish | 1 | 1 | 0 | 0.0% |
| Jefferson Parish | 1 | 1 | 0 | 0.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 199 applications in 2025, of which 189 were originated and 8 denied.
4.0% of all applications, or 4.1% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Home Federal Bank originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Home Federal Bank's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology