South Lafourche Bank & Trust · Louisiana · 2025

South Lafourche Bank & Trust in Louisiana: approval rate, denial rate and rates (2025)

South Lafourche Bank & Trust took 64 mortgage applications in Louisiana in 2025, ranking #227 of 721 lenders active in the state. It originated 65.6% of them and denied 12.5% (14.3% of the applications it decided), against a statewide denial rate of 22.2%.

64Applicationsin LA
14.3%Decision denial ratestate 28.2%
Median ratestate 6.63%
$110,000Median loanstate $165,000
$8.0MVolume6 counties

South Lafourche Bank & Trust in Louisiana vs the state

12.5%Denial rate-9.67 pts vs state
14.3%Decision denial rate-13.86 pts vs state
65.6%Origination rate+13.66 pts vs state
Median rate
Rate spread (pts)
$92kMedian applicant income
42Loans originated
8Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023123922.4%#154
202453337.6%#233
2025644212.5%#227

What South Lafourche Bank & Trust lends in Louisiana

By loan purpose

Home purchase 17 27% · 23.5% denied
Refinance 36 56% · 8.3% denied
Home improvement 4 6% · 0.0% denied
Other / HELOC 7 11% · 14.3% denied

By loan type

Conventional 64 100% · 12.5% denied

Where in Louisiana

Counties with the most South Lafourche Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lafourche Parish 46287 15.2%
Jefferson Parish 11100 0.0%
Terrebonne Parish 330 0.0%
East Baton Rouge Parish 200 0.0%
Iberville Parish 110 0.0%
Bossier Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 64 applications in 2025, of which 42 were originated and 8 denied.

12.5% of all applications, or 14.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are South Lafourche Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology