Wymar Federal Credit Union · Louisiana · 2025

Wymar Federal Credit Union in Louisiana: approval rate, denial rate and rates (2025)

Wymar Federal Credit Union took 134 mortgage applications in Louisiana in 2025, ranking #151 of 721 lenders active in the state. It originated 62.7% of them and denied 16.4% (20.8% of the applications it decided), against a statewide denial rate of 22.2%.

134Applicationsin LA
20.8%Decision denial ratestate 28.2%
Median ratestate 6.63%
$175,000Median loanstate $165,000
$17MVolume18 counties

Wymar Federal Credit Union in Louisiana vs the state

16.4%Denial rate-5.75 pts vs state
20.8%Decision denial rate-7.40 pts vs state
62.7%Origination rate+10.72 pts vs state
Median rate
Rate spread (pts)
$141kMedian applicant income
84Loans originated
22Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231831029.3%#114
2024144667.6%#129
20251348416.4%#151

What Wymar Federal Credit Union lends in Louisiana

By loan purpose

Home purchase 53 40% · 13.2% denied
Refinance 81 60% · 18.5% denied

By loan type

Conventional 132 99% · 15.9% denied
FHA 1 1% · 0.0% denied
VA 1 1% · 100.0% denied

Where in Louisiana

Counties with the most Wymar Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Ascension Parish 654510 15.4%
Livingston Parish 19113 15.8%
East Baton Rouge Parish 17112 11.8%
Iberville Parish 431 25.0%
East Feliciana Parish 420 0.0%
Tangipahoa Parish 321 33.3%
St. James Parish 220 0.0%
West Feliciana Parish 110 0.0%
St. John the Baptist Parish 101 100.0%
St. Charles Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 134 applications in 2025, of which 84 were originated and 22 denied.

16.4% of all applications, or 20.8% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Wymar Federal Credit Union's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology