American Financial Network in Louisiana vs the state
25.6%Denial rate+3.44 pts vs state
34.9%Decision denial rate+6.78 pts vs state
47.0%Origination rate-4.95 pts vs state
6.75%Median rate+0.13 pts vs state
0.95Rate spread (pts)+0.59 pts vs state
$73kMedian applicant income
134Loans originated
73Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 265 | 135 | 16.2% | 7.13% | #84 |
| 2024 | 226 | 124 | 18.6% | 6.88% | #92 |
| 2025 | 285 | 134 | 25.6% | 6.75% | #91 |
What American Financial Network lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most American Financial Network applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| East Baton Rouge Parish | 38 | 18 | 9 | 23.7% |
| St. Tammany Parish | 37 | 24 | 5 | 13.5% |
| Lafayette Parish | 30 | 9 | 18 | 60.0% |
| Caddo Parish | 28 | 16 | 7 | 25.0% |
| Orleans Parish | 23 | 6 | 8 | 34.8% |
| Ascension Parish | 18 | 3 | 7 | 38.9% |
| Jefferson Parish | 18 | 8 | 5 | 27.8% |
| Bossier Parish | 14 | 6 | 2 | 14.3% |
| Livingston Parish | 11 | 7 | 1 | 9.1% |
| Tangipahoa Parish | 10 | 6 | 3 | 30.0% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 285 applications in 2025, of which 134 were originated and 73 denied.
25.6% of all applications, or 34.9% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans American Financial Network originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are American Financial Network's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology