Click n' Close in Louisiana vs the state
7.7%Denial rate-14.51 pts vs state
10.6%Decision denial rate-17.54 pts vs state
62.6%Origination rate+10.61 pts vs state
6.75%Median rate+0.13 pts vs state
2.20Rate spread (pts)+1.84 pts vs state
$83kMedian applicant income
286Loans originated
35Denied
Trend in Louisiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 451 | 298 | 5.1% | 6.75% | #56 |
| 2024 | 562 | 302 | 1.8% | 7.13% | #48 |
| 2025 | 457 | 286 | 7.7% | 6.75% | #61 |
What Click n' Close lends in Louisiana
By loan purpose
By loan type
Why it denied Louisiana applicants
Where in Louisiana
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lafayette Parish | 74 | 48 | 7 | 9.5% |
| St. Tammany Parish | 54 | 34 | 3 | 5.6% |
| Jefferson Parish | 51 | 38 | 1 | 2.0% |
| Orleans Parish | 47 | 24 | 3 | 6.4% |
| East Baton Rouge Parish | 45 | 23 | 6 | 13.3% |
| Tangipahoa Parish | 36 | 25 | 1 | 2.8% |
| Livingston Parish | 18 | 9 | 2 | 11.1% |
| St. Landry Parish | 18 | 12 | 2 | 11.1% |
| Iberia Parish | 12 | 10 | 0 | 0.0% |
| Acadia Parish | 11 | 5 | 1 | 9.1% |
Other large lenders in Louisiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 7,057 | 49.0% | 10.10% |
| United Shore Financial Services | B | 6,264 | 13.1% | 6.38% |
| Rocket Mortgage | C | 5,770 | 25.9% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 4,370 | 45.6% | 10.50% |
| Triad Financial Services | D | 3,867 | 49.7% | 8.73% |
| Hancock Whitney Bank | B | 3,536 | 21.7% | 6.00% |
| Regions Bank | C | 3,356 | 45.8% | 6.00% |
| GMFS | A | 3,072 | 2.0% | 6.50% |
| Newrez | D | 2,664 | 21.1% | 6.50% |
| Dsld Mortgage | A | 2,545 | 6.3% | 6.13% |
Frequently asked questions
Louisiana: 457 applications in 2025, of which 286 were originated and 35 denied.
7.7% of all applications, or 10.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.
The median rate on loans Click n' Close originated in Louisiana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology